Here's what borrowers must pay attention to before going for such medical loans.
Don't invest more than 5 per cent of your portfolio in bitcoin. The virtual currency's price has run up very fast and experts feel a correction may be around the corner.
'Malicious files can silently sit in your phone and relay data to hackers without your knowledge.'
While a wallet is convenient, payments bank offers interest on deposits and ATM facility.
Don't let knotty financial issues weaken your marital bond. Heavy liabilities of one partner have the potential to sour a new relationship. So, develop a plan for how you will deal with these.
Don't share information over phone with anyone. Use only official apps. Keep Aadhaar locked unless needed.
Given its focus on the real estate sector, financial planners feel this scheme is not meant for first-time investors and any investor should only have 5 to 10 per cent exposure to this fund.
Keki Mistry, vice chairman and CEO, HDFC tells Joydeep Ghosh and Chirag Madia that unlike some other players it never went for excesses and never took unreasonable risks.
Staying healthy can reduce your next premium. Through wellness programmes, policyholders can get discounts ranging from 8 per cent to 30 per cent.
'A subscriber will know exactly how much of his money is in debt and how much in equity.'
ETFs may be an option if you are considering only large-cap funds, experts tell Tinesh Bhasin.
Use whole life term policies for legacy planning. By doing so, your annual outgo will come down and returns will improve, suggest Chirag Madia and Tinesh Bhasin.
You will be much better off buying the required plans directly from life and general insurers, experts tell Chirag Madia
'Some brands only lend their names to the property and take a royalty.' 'The developer only needs to adhere to the terms and conditions of the contracts.' 'But branded apartments from Trump are particular about every small detail.'
How can you access the bank account of an incapacitated person?
Based on the holding period, the profit you make is liable to short-term or long-term capital gains tax, experts tell Tinesh Bhasin.
The good news is investors can make 5 to 6 switches during a year among funds depending on the insurance companies without incurring any costs.
If an employee bond is used to ensure that the employee never leaves, then it is illegal.
Goods and services provided without any consideration are out of ambit of Consumer Protection Act; investors, too, cannot approach a forum. Tinesh Bhasin reports
With mobile data getting cheaper, insurers are introducing technologies that eases buying and lodging claims.
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